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Debt Elimination

Your debt holds you back and limits your choices. Together, we can create a realistic solution. You'll know where you are along the journey and what you need to do to keep on track. Debt elimination may seem difficult, or even painful, but with proper management of your money expectations, you will have an amazing life tomorrow that is only a dream today!

Resources

Check your credit for FREE

Credit reports play an important role in your financial life and you can check your credit history regularly for FREE. Annual Credit Report .com is available for you to view your credit reports from Equifax, Experian and TransUnion with no impact on your credit score.

PowerPay

PowerPay is a FREE tool to help you develop a personalized, self-directed debt elimination. Plug your numbers into the calculator and you can see how quickly you can become debt free and how much you can save in interest depending on the debt reduction plan you choose to fit your lifestyle.

National Foundation for Credit Counseling

Sometimes our debt is so overwhelming and we need extra help getting things in order. The NFCC is a non-profit credit counseling service that offers education and debt resources when your are facing bankruptcy or foreclosure and considering a debt settlement plan. 

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© 2026 by Heidi Clemons

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