Budgeting & Spending Plans

A budget is an ever-evolving movement of money. A personalized budget or spending plan is key for your success. Do you want to budget to every single dollar, plan for big purchases or just get an idea of where your money is going? Understanding your budget strategy can help you realize your money goals and reduce your stress.

I need a budget!

Budgeting Resources

How to Create a Budget

The Consumer Financial Protection Bureau shares tips to making and sticking to a budget. It doesn't matter if you use pen & paper or a digital tracking app, the most important thing is to make a realistic budget with your income and financial goals.

You Need a Budget (YNAB)

The YNAB Method has you assign every dollar you HAVE to one of your expense categories in YNAB based on what's important and when it's due. You check your plan prior to spending and make changes as needed along the way by moving money between categories.

Visit YNAB

EveryDollar

Zero-based budgeting app (available on computer and mobile device) that helps you keep tabs on your money at a glance. You can input your transactions and use the app for FREE.

Try EveryDollar

Budget Tool

This simple budget tool helps you see how much you make and spend each month. Each of your expenses fits into a broad category to help you start with a basic budget.

Budget Tool

Saving Resources

54 Ways to Save Money

Whether you need to save an emergency fund, include savings in your budget categories or save for retirement, America Saves created a list with ideas for you to save more!

Ways to Save Money in Different Areas

The University of Connecticut lists specific topics and creative ways to save money.

check out Budgeting blog posts

BUDGETING